Connecticut Programs and Resources

The following government funding programs, contacts and resources are available in Connecticut:

The following programs are available to you in the state.


Federal Low-Income (LIHTC) Program

999 West Street
Rocky Hill, CT
Phone: 860-721-9501
The Connecticut Housing Finance Authority (CHFA) administers the federal Low-Income Housing Tax Credit (LIHTC) program for housing developments in the state of Connecticut. The LIHTC program is contained within § 42 of the Internal Revenue Code (26 U.S.C. § 42) as a tax incentive program to stimulate investment in affordable housing.

The LIHTC program provides incentives for developers to acquire, rehabilitate and or build low- or mixed-income housing through the allocation of federal tax credits that can be used to reduce a project?s federal taxes or sold to corporations or investor groups to raise equity for a project. The credits are purchased at a discount and represent a dollar-for-dollar reduction of tax liability.

In Connecticut, the LIHTC program plays a vital role in the creation and preservation of affordable rental housing by increasing the funding available to eligible projects that best meet the state’s goals and requirements for affordable housing. (See, Qualified Allocation Plan.)

State Housing Tax Credit Contribution (HTCC) Program
999 West Street
Rocky Hill, CT
Phone: 860-721-9501
The Connecticut Housing Finance Authority (CHFA) administers the state Housing Tax Credit Contribution (HTCC) program to provide funding for housing programs sponsored by non-profit developers in Connecticut. The intent of the HTCC Program is to make funding available for the development of affordable rental housing that benefits very low, low- and moderate- income families in Connecticut. The program also can be used to capitalize a Revolving Loan Fund that lends money to affordable housing developments or eligible individuals who are purchasing a home; or a Workforce Housing Loan Fund that lends money to individuals purchasing a home in the city or town where they work.

Under the HTCC program, a non-profit corporation can receive up to $500,000 annually in state tax credits which can then be sold to state business firms in return for cash contributions to the non-profit corporation?s housing program. Each year CHFA allocates up to $10 million in state HTCC tax credits on a competitive basis to non-profit corporations.

Assisted Living Collaborative Funding Initiatives
999 West Street
Rocky Hill, CT
Phone: 860-721-9501
Connecticut and the nation began exploring alternatives to nursing facility placement for elders in the 1990s as research seemed to conclude that institutionalized nursing care was not the preferred or most cost effective model for elders who might be capable of maintaining independence when provided adequate daily support. As a result of this new understanding, the state legislature authorized a pilot program to test the efficacy of Assisted Living as an alternative housing and care model for elders living in affordable, subsidized housing.

Since 1999, Connecticut has led the way in creating and sustaining affordable Assisted Living alternatives that enhance and maintain the health and dignity of their residents.

Group Homes Collaborative Funding Initiatives
999 West Street
Rocky Hill, CT
Phone: 860 571-4253
Under the state Group Home Mortgage Finance Program, the Connecticut Housing Finance Authority (CHFA), provides low interest mortgage financing to create community-based residential facilities, or “Group Homes,” for persons with developmental disabilities in Connecticut. The trend towards community care as the preferred model of housing and care for persons with disabilities began in the 1980s and has become an important mode of care in the state today. CHFA has played an integral role in the provision of community care facilities through implementation of mortgage loan programs financed with 501(c) (3) Tax-Exempt Group Home Bonds.

CHFA relies on DDS and DSS to approve a Group Home as suitable for and inhabited by people with developmental disabilities. In addition, these agencies determine whether the state and federal benefits received by residents are sufficient to pay rents that will cover the operating expenses and the debt service of a Group Home.

Supportive Housing Collaborative Funding Initiatives
999 West Street
Rocky Hill, CT
Phone: 860-721-9501
For over 15 years, the Connecticut Housing Finance Authority (CHFA) has taken a leadership position in an interagency, public-private collaboration with the goal of creating Supportive Housing statewide.

Supportive Housing combines decent, affordable permanent housing with individualized health, support and employment services. Its effectiveness rests on the understanding that providing housing and ongoing comprehensive support to families and individuals with chronic mental health challenges creates and perpetuates stability in their lives. Supportive Housing is designed to meet the needs of both the people to be served and the communities where it is located.

Affordable Housing Developments CHFA Mortgages
Connecticut Housing Finance Authority
Attn: Multi Family Underwriting
999 West Street
Rocky Hill, Connecticut 06067
Phone: (860) 571-4237
Fax: (860) 571-4371
The Connecticut Housing Finance Authority (CHFA) offers loans to developers and owners of affordable multifamily rental housing in Connecticut at or below market interest rates to help them achieve feasibility for their housing proposals. CHFA mortgage financing can be combined with other funding mechanisms, like federal LIHTC and state HTCC tax credits, to expand the financing repertoire for the construction or rehabilitation of affordable, high quality rental units throughout the state. Developers may also combine CHFA funding with private bank financing, private grants or equity as well as public sources as available.

CHFA?s mission is to increase the supply and availability of affordable housing for low and moderate income individuals and families in Connecticut. CHFA?s multifamily mortgage financing not only invests in the development of affordable housing but in the economies of distressed neighborhoods, by creating jobs and enlarging their local property tax bases.

Energy Efficient Appliance Rebate Program
State of Connecticut, Office of Policy and Management
The State of Connecticut will implement a mail-in rebate program to help residents replace older, inefficient appliances with new, ENERGY STAR� qualified appliances. The program began January 25, continuing through the end of April, 2010. If funds remain, the state may offer additional rebate periods at a later date. Consumers may apply for a rebate only after they have purchased and installed an eligible appliance. Applications must be submitted within 30 days of purchase.

Eligible Products:
* Refrigerators
* Freezers
* Clothes washers
* Room air conditioners
* Central air conditioners
* Air source heat pumps

Senators can help you move your deals forward. Here’s who you want to reach out to.

Richard Blumenthal (D-CT)
724 Hart Senate Office Building
Washington Dc 20510
Phone: (202) 224-2823
Email: Contact Online

Christopher Murphy (D-CT)
303 Hart Senate Office Building
Washington Dc 20510
Phone: (202) 224-4041
Email: Contact Online

House of Representatives
Representatives don’t want boarded up properties or unaffordable housing in their districts. Reach out to them for a helping hand in getting your applications reviewed.

District Name Party Room Phone Committee Assignment
1 Larson, John B. D 1501 LHOB 202-225-2265 Ways and Means
2 Courtney, Joe D 2348 RHOB 202-225-2076 Agriculture
Armed Services
Education and the Workforce
3 DeLauro, Rosa L. D 2413 RHOB 202-225-3661 Appropriations
4 Himes, Jim D 119 CHOB 202-225-5541 Financial Services
Intelligence (Permanent)
5 Esty, Elizabeth D 509 CHOB 202-225-4476 Science, Space, and Technology

Large Cities and Communities

The following larger cities and communities are most likely to offer local programs:

  • Bridgeport

Bridgeport Economic & Business Development

  • Hartford

Hartford Division of Economic Development

  • New Haven

New Haven Economic Development

  • Stamford

Stamford Community Development Office 

  • Waterbury

Waterbury Economic Development

  • Norwalk

Norwalk Redevelopment Agency

  • Danbury

Danbury Community Development programs

  • New Britain

New Britain Municipal Development

  • Bristol

Bristol Development Authority

  • Meriden

Meriden Economic Development Office

  • Milford

Milford Office of Economic Development

  • West Haven

West Haven Department of Planning & Development